August 2025 Newsletter
Welcome to this month’s client newsletter. We’ve curated a selection of timely articles covering key developments in tax, superannuation, and financial planning – all designed to keep you informed and in control. Unlocking savings – your guide to Government concession cards – From the Commonwealth Seniors Health Card to the Pensioner Concession Card and other state-based Seniors […]
Is that person really an independent contractor?
Getting the answer to that question right can save you a lot of money. Getting it wrong, however, can end up costing you a packet, especially where multiple income years are involved. Where it turns out that a person you thought you had engaged as an independent contractor is really your employee, you could be […]
July 2025 Newsletter
In this edition, we’ve rounded up a range of helpful updates to keep you informed as we head into the new financial year. Working from home and occupancy costs – We look at a recent decision involving working from home expenses during the 2020/21 COVID lockdowns. While this relates to a past period, the outcome could set […]
Can you leave your super to your grandchildren?
Many grandparents wonder if they can leave their superannuation to their grandchildren. Superannuation, or "super," is a key part of retirement savings in Australia, and its rules can be tricky. So, can a grandparent pass their super to a grandchild? The short answer is – rarely. But there is a solution. A binding super death […]
June 2025 Newsletter
In this edition, we’ve pulled together some key updates and practical tips to help you stay ahead with your tax and super planning as we head towards 30 June and beyond. 1. Get on the front foot for your 2024-25 tax returnWe take a closer look at some common deductions that the ATO often keeps a […]
Market volatility: Super’s silver lining
If your super balance has suffered from recent market volatility there may be opportunities available now that weren’t before. Here are a few worth exploring. Entitlement to an Age Pension If you’re 67 or older, a lower super balance may mean you now qualify for the Age Pension or a higher payment if you are […]
May 2025 Newsletter
Welcome to this month’s client newsletter. In this edition, we’ve rounded up a series of important updates and insights that could impact your financial decisions – whether you’re managing investments, planning your estate, or thinking about your super. 1. Reduce capital gains tax (CGT) with good record-keepingSold an investment and made a capital gain? Good record-keeping […]
April 2025 Newsletter
Welcome to this month’s client newsletter. In this edition, we cover key updates that may impact your financial decisions. First up, a recent court decision has implications for some family trusts, particularly those with private corporate beneficiaries (often called bucket companies). If your company has an unpaid present entitlement (UPE) from a trust distribution, this […]
2025-26 Budget Wrap
On 25 March 2025, the Federal Government delivered its fourth Budget, focusing on five key priorities, including cost of living relief, housing, and education which may impact you in relation to the following matters: Personal tax cuts Medicare Levy low income thresholds increased Higher education loan repayment changes The missing Instant Asset Write-off legislation Super […]